From Digital Assets, to Rupiah.
Straight to Your Bank Account.
Xepeng makes digital asset conversion simple,
with instant settlement in Rupiah-without a digital assets wallet.
Xepeng is a platform designed to convert digital asset payments without requiring a digital asset wallet, with settlement directed only to Indonesian bank accounts and conversion into Rupiah. Fund settlements are handled by licensed partners in accordance with Indonesian regulations, including the use of Rupiah as legal tender (Currency Law No. 7 of 2011).
Latest Exchange Rate Info
Real-time exchange rates for your easy conversions.
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*Exchange rates are based on official exchanges and updated in real time.
You handle the transaction, we handle the settlement.
"Bringing Global Digital Assets into Indonesia’s Rupiah Economy"
Instant IDR Settlement
Supported transfers are
processed in real time
Transparent Fees
Simple conversion with clear
receipts and no hidden charges
No Wallets Needed
No digital assets exposure
for merchants
Accepted Coins
Enables seamless conversion of digital assets into Rupiah with speed, security, and reliability.
Secure Your Business with eKYC
Instant identity checks for safe and compliant conversions.
You handle the transactions, we handle the settlement.
Sign up as a MerchantIndustries We Support
Supported Networks
Convert digital assets from major blockchain networks quickly and securely on Xepeng.
e-KYC Verification Process
Learn about our comprehensive identity verification for secure conversions
View e-KYC ProcessAnti-Fraud Protection
Learn how Xepeng prevents fraud and keeps every transaction safe
View Anti-Fraud Policy
Direct to e-wallet, no cash needed
With Convert Digital Assets to e-Money Without Login, your funds are sent directly to the recipient's e-wallet, ready to be used for QRIS payments. Customers never have to worry about withdrawing cash.
Learn More About Convert Digital Assets to e-Money Without LoginTransparent Pricing. Trusted Service. Stable Rates.
No hassle, easy settlement. No digital assets wallet needed. Rupiah received directly.
IDR 25M/day
IDR 25M/day
IDR 100M/day
*Transaction fees include Xepeng platform fees and applicable blockchain network fees.
What Global Platforms Miss, We Deliver
| Feature | PayPal | Crypto Exchange | Credit Card |  |
|---|---|---|---|---|
| Fees | Conversion & transfer fees | Trading & gas fees | Merchant & FX fees | Transparent pricing, no hidden fees |
| Settlement Speed | 2–5 business days | Multi-step (sell → withdraw → bank) | 1–3 days | Instant (IDR deposited to bank) |
| Exchange Rate | Marked-up FX | Volatile & wide spreads | High conversion markup | Real-time market rate, no markup |
| Business Impact | Cashflow stress, lower margins | Complex & regulatory friction | High cost | Predictable cashflow |
| Funds Received | Paypal Wallet | Crypto Wallet | Bank Account | Bank Account |
Any Questions?
We got you.
Explore Indonesia. Spend globally, settle locally.
Xepeng operates as a digital assets to Rupiah conversion service with direct settlement to Indonesian merchants’ bank accounts. The service supports foreign exchange inflows from lawful transactions of goods and services conducted in Indonesia, particularly those carried out by foreign nationals.
Sign up as a Merchant